Most useful information for recently unemployed

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Severe financial hardship for Crisis Payment

For the purposes of Crisis Payment, you’re in severe financial hardship if you meet certain criteria.

Waiting periods

You may have to wait before your payments start.

Income test for JobSeeker Payment

Your or your partner’s income can reduce how much we pay you.

Overdrawn bank account

You can get help to access your money if you have an overdrawn bank account.

Working while you get Disability Support Pension (DSP)

You may be able to work and still get Disability Support Pension (DSP).

  1. JobSeeker Payment
  2. How to report and manage your payment

Prepare to transfer to Age Pension from JobSeeker Payment

You can’t get JobSeeker Payment if you’re over Age Pension age.

  1. Residence rules
  2. Newly arrived resident's waiting period

Exemptions from the newly arrived resident's waiting period

After you arrive in Australia, there can be a waiting period to get some of our payments and concessions. Find out if you may not have to wait this period.

  1. Seeking medical help
  2. Most useful information

Authorisation to act on an incapacitated person's behalf for Medicare purposes form (MO050)

Use this form if you want to act on behalf of someone who is incapable of managing their own affairs for Medicare services.

Income from outside Australia

Income you get from outside Australia can count in your income test.

  1. Help for myGov, online accounts and mobile apps
  2. myGov online help guides

myGov help - Link Child Support to myGov if you have a Child Support Reference Number

Instructions on how to link Child Support to your myGov account if you have a Child Support Reference Number (CSRN).

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Page last updated: 17 November 2025.
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