How it works

Your SmartCard for enhanced Income Management in the Cape York and Doomadgee region of Queensland, looks and works like a normal debit card.

When you get your Centrelink payment, it will be in 2 parts. Some goes to your regular bank account and the rest goes to your enhanced Income Management account.

We also put most lump sum payments and arrears payments in your enhanced Income Management account.

You can access the money in your enhanced Income Management account by either:

  • using your SmartCard to pay for essential goods and services
  • setting up direct payments from your account to pay your bills.

You do not earn interest on your enhanced Income Management account as you might do with regular bank accounts.

We can help you with any questions about using your enhanced Income Management account and SmartCard.

Read about using your SmartCard.

Page last updated: 19 January 2024.
QC 64003