Most useful information for apprenticeship

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  1. Top payments
  2. Income Bank

How an Income Bank works

You can earn up to $539 a fortnight under the personal income test before we reduce your payment.

  1. Top payments
  2. Income Bank

How to manage Income Bank credits

There’s a maximum number of credits you can have in your Income Bank.

  1. Housing
  2. Moving house

Transitioning out of state care

Find help if you’re transitioning out of state or foster care.

  1. Income
  2. Income specific to Aboriginal and Torres Strait Islander Australians

Special types of income specific to Aboriginal and Torres Strait Islander Australians

If you’re Aboriginal, Torres Strait Islander or both and you or your partner get special types of income, you need to let us know so you don’t get a debt.

  1. Assets test
  2. Asset types

Funeral bonds and prepaid funerals

Funeral costs you pay for in advance normally don’t count in your assets test for payments from us. There are some exceptions.

Payment and Service Finder

An online tool to see what payments and services you may be eligible for.

Seasonal work preclusion period

This applies if you or your partner finished seasonal, contract or intermittent work within 6 months of submitting your claim.

Sole trader or partnership income

Business income is counted in the income test.

Overdrawn bank account

You can get help to access your money if you have an overdrawn bank account.

Approved courses and education providers

You must study an approved course at an approved education provider to get Youth Allowance, Austudy, or Pensioner Education Supplement.

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Page last updated: 17 November 2025.
QC 60176