Dealing with debt
Steps to help you manage your debt and take control of your money.
Understanding loans and credit
There are things you should consider when borrowing money. We have information about different types of loans, credit and lenders to help you manage your money.
Income specific to Aboriginal and Torres Strait Islander Australians
If you or your partner earn an income or someone gives you money from any source, you need to let us know.
Allowable time for study while getting Youth Allowance
There’s an allowable time limit on how long you’ll get Youth Allowance. We base it on the minimum time it normally takes to complete your course as a full time student.
Payment and Service Finder
An online tool to see what payments and services you may be eligible for.
Seasonal work preclusion period
This applies if you or your partner finished seasonal, contract or intermittent work within 6 months of submitting your claim.
Income from outside Australia
Income you get from outside Australia can count in your income test.
Income maintenance period
This waiting period may apply if you or your partner have stopped work and got leave or redundancy payments.
Distance and online education
If you study by distance education, you need to do an approved course with an approved education provider.
Manage the money you get from your payment
We’ve got tips and tools to help you with budgeting, borrowing and credit, and managing debt.