Most useful information for apprenticeship

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  1. Top payments
  2. Income Bank

Who has an Income Bank

You have an Income Bank if you get a certain payment.

  1. Top payments
  2. Income Bank

How an Income Bank works

You can earn up to $539 a fortnight under the personal income test before we reduce your payment.

  1. Top payments
  2. Income Bank

How to manage Income Bank credits

There’s a maximum number of credits you can have in your Income Bank.

  1. Managing your money
  2. Manage your money

Understanding loans and credit

There are things you should consider when borrowing money. We have information about different types of loans, credit and lenders to help you manage your money.

  1. Assets test
  2. Asset types

Granny flat interest

A granny flat interest is an agreement for accommodation for life. It can affect your eligibility or rate of payment and we may include it in your assets test.

Payment and Service Finder

An online tool to see what payments and services you may be eligible for.

Seasonal work preclusion period

This applies if you or your partner finished seasonal, contract or intermittent work within 6 months of submitting your claim.

  1. Disability Support Pension
  2. How much you can get

Overdrawn bank account

You can get help to access your money if you have an overdrawn bank account.

Approved courses and education providers

You must study an approved course at an approved education provider to get Youth Allowance, Austudy, or Pensioner Education Supplement.

  1. Youth Allowance for students and Australian Apprentices
  2. How to report and manage your payment

Change of circumstances while getting Youth Allowance for students and Australian Apprentices

You must tell us if things change when you’re getting Youth Allowance for students and Australian Apprentices as it may affect your payment.

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Page last updated: 17 November 2025.
QC 60176