How an Income Bank works
You can earn up to $539 a fortnight under the personal income test before we reduce your payment.
How to manage Income Bank credits
There’s a maximum number of credits you can have in your Income Bank.
Private trusts and companies
If you’re part of a private trust or company, we need to know your share of the income and assets.
Payment and Service Finder
An online tool to see what payments and services you may be eligible for.
Seasonal work preclusion period
This applies if you or your partner finished seasonal, contract or intermittent work within 6 months of submitting your claim.
Special types of income specific to Aboriginal and Torres Strait Islander Australians
If you’re Aboriginal, Torres Strait Islander or both and you or your partner get special types of income, you need to let us know so you don’t get a debt.
Income maintenance period
This waiting period may apply if you or your partner have stopped work and got leave or redundancy payments.
Distance and online education
If you study by distance education, you need to do an approved course with an approved education provider.
Manage the money you get from your payment
We’ve got tips and tools to help you with budgeting, borrowing and credit, and managing debt.
Personal income test for Youth Allowance for job seekers
We use income tests to see if you’re eligible for a payment and work out how much you’ll get.