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Income specific to Aboriginal and Torres Strait Islander Australians

If you or your partner has income you need to let us know so you don’t get a debt. This includes if you get special types of income.

  1. Assets test
  2. Asset types

Private trusts and companies

If you’re part of a private trust or company, we need to know your share of the income and assets.

  1. Assets test
  2. Asset types

Funeral bonds and prepaid funerals

Funeral costs you pay for in advance normally don’t count in your assets test for payments from us. There are some exceptions.

  1. Youth Allowance for students and Australian Apprentices
  2. Who can get it

Allowable time for study while getting Youth Allowance

There’s an allowable time limit on how long you’ll get Youth Allowance. We base it on the minimum time it normally takes to complete your course as a full time student.

Liquid assets waiting period

The liquid assets waiting period is between one and 13 weeks.

Seasonal work preclusion period

This applies if you or your partner finished seasonal, contract or intermittent work within 6 months of submitting your claim.

Income from outside Australia

Income you get from outside Australia can count in your income test.

Real estate income

This is lease or rent money you get from a property you own. It counts in your income test.

Overdrawn bank account

You can get help to access your money if you have an overdrawn bank account.

Distance and online education

If you study by distance education, you need to do an approved course with an approved education provider.

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Page last updated: 17 November 2025.
QC 60176