- Top payments
- Income Bank
Who has an Income Bank
You have an Income Bank if you get a certain payment.
- Top payments
- Income Bank
How an Income Bank works
You can earn up to $539 a fortnight under the personal income test before we reduce your payment.
- Managing your money
- Manage your money
Dealing with debt
Steps to help you manage your debt and take control of your money.
- Youth Allowance for students and Australian Apprentices
- How much you can get
Higher rates of Youth Allowance when living away from home - students and Australian Apprentices
You may get a higher rate of Youth Allowance if you need to live away from your parents' home. This can be to study, or do your Australian Apprenticeship.
- Youth Allowance for students and Australian Apprentices
- Who can get it
Allowable time for study while getting Youth Allowance
There’s an allowable time limit on how long you’ll get Youth Allowance. We base it on the minimum time it normally takes to complete your course as a full time student.
Income from outside Australia
Income you get from outside Australia can count in your income test.
Distance and online education
If you study by distance education, you need to do an approved course with an approved education provider.
Manage the money you get from your payment
We’ve got tips and tools to help you with budgeting, borrowing and credit, and managing debt.
- Youth Allowance for job seekers
- How much you can get
Personal income test for Youth Allowance for job seekers
We use income tests to see if you’re eligible for a payment and work out how much you’ll get.
Newly arrived resident's waiting period
If you’ve recently arrived as a resident in Australia, you may have to wait to get payments or concession cards.