- Managing your money
- Manage your money
Dealing with debt
Steps to help you manage your debt and take control of your money.
- Managing your money
- Manage your money
Understanding loans and credit
There are things you should consider when borrowing money. We have information about different types of loans, credit and lenders to help you manage your money.
Business structures
Your business structure may affect your and your partner’s payments from us.
Financial investments
The value of your financial investments counts in the assets test and income test for payments from us.
Rural customers and primary producers
Some rural properties and farms have more than one title or larger blocks than residential properties. The asset test rules are different for these properties.
Private trusts and companies
If you’re part of a private trust or company, we need to know your share of the income and assets.
Seasonal work preclusion period
This applies if you or your partner finished seasonal, contract or intermittent work within 6 months of submitting your claim.
Income from outside Australia
Income you get from outside Australia can count in your income test.
Distance and online education
If you study by distance education, you need to do an approved course with an approved education provider.
Manage the money you get from your payment
We’ve got tips and tools to help you with budgeting, borrowing and credit, and managing debt.