Understanding loans and credit
There are things you should consider when borrowing money. We have information about different types of loans, credit and lenders to help you manage your money.
Transitioning out of state care
Find help if you’re transitioning out of state or foster care.
Business structures
Your business structure may affect your and your partner’s payments from us.
Financial investments
The value of your financial investments counts in the assets test and income test for payments from us.
Special types of income specific to Aboriginal and Torres Strait Islander Australians
If you’re Aboriginal, Torres Strait Islander or both and you or your partner get special types of income, you need to let us know so you don’t get a debt.
Funeral bonds and prepaid funerals
Funeral costs you pay for in advance normally don’t count in your assets test for payments from us. There are some exceptions.
Payment and Service Finder
An online tool to see what payments and services you may be eligible for.
Seasonal work preclusion period
This applies if you or your partner finished seasonal, contract or intermittent work within 6 months of submitting your claim.
Overdrawn bank account
You can get help to access your money if you have an overdrawn bank account.
Approved courses and education providers
You must study an approved course at an approved education provider to get Youth Allowance, Austudy, or Pensioner Education Supplement.