When you can pause your debt repayments

You can pause your repayments if you’re affected by a crisis, disaster, emergency event or financial hardship.

If you’re affected by a disaster or emergency event

If you’re affected by a declared disaster or significant emergency event, you can pause or change your debt repayments online. You can pause or change your debt repayments twice in a 12 month period. If you don’t, your repayments will continue as normal.

If you’ve subscribed to electronic messaging, we’ll send you a text message about pausing or changing your debt repayments. We’ll do this if you live in an area impacted by a disaster or emergency event.

You can also pause or change your debt repayments online within 14 days of being granted a crisis or hardship payment.

We keep investigating overpayments during and after a disaster or emergency event. We’ll contact you if you’ve been overpaid and need to repay a debt. You can manage your repayment choices based on what’s best for your situation.

How to pause or change your debt repayments

If your Centrelink online account is linked to myGov, you can pause or change your debt repayments online. To do this, sign into myGov and select Money you owe.

Sign in to myGov

You can also use either:

If you’re directly affected by a declared natural disaster in Australia and you’re in an eligible Local Government Area, there are payments available.

Watch this video about how to pause your debt repayments.

If you need to change your repayments for other reasons

If you have a Centrelink debt and you’re in financial hardship, you can ask us to change your repayments at any time. You may also be able to change your debt repayments if you’ve been granted a disaster or hardship payment in the last 14 days.

If your Centrelink online account is linked to myGov, you can change your debt repayments online using the Money you owe service.

Sign in to myGov

You can also:

We’re here to support you to repay money you owe in a way that suits your financial situation.

Page last updated: 1 November 2024.
QC 62546