Most useful information for retraining

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  1. Retirement years
  2. Most useful information

International bank account form (AUS178)

Use this form to tell us your bank account details if you can get your Centrelink payment outside Australia.

Exemptions from the newly arrived resident's waiting period

After you arrive in Australia, there can be a waiting period to get some of our payments and concessions. Find out if you may not have to wait this period.

Financial investments

The value of your financial investments counts in the assets test and income test for payments from us.

Asset hardship provisions

We may stop, reject or reduce your payment because of the assets test. If this is the case, you may be able to apply under the asset hardship provisions.

Payments while outside Australia

To get your payment or concession card while outside Australia, you must continue to meet the qualification rules at all times.

Lump sums while on income support

A lump sum is a one-off amount of money. They can count in your income test and may affect your payment from us.

  1. Higher education
  2. Most useful information

Claim for Pensioner Education Supplement form (SY004)

Use this form to claim the Pensioner Education Supplement - a supplement payment for people who are currently studying, or intend to study in the near future.

Real estate income

This is lease or rent money you get from a property you own. It counts in your income test.

  1. Rent Assistance
  2. What you need to do

Travel outside Australia rules for Rent Assistance

The travel rules for your main payment affect your Rent Assistance when you travel outside Australia.

  1. Asset types
  2. Gifting

When gifting exceptions apply

We have some exceptions to how we assess gifting.

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Page last updated: 17 November 2025.
QC 60179