Most useful information for retraining

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  1. Top payments
  2. Student Start-up Loan

What the Student Start up Loan is

The Student Start-up Loan is a voluntary $1,349 loan for eligible students who get Youth Allowance, Austudy or ABSTUDY Living Allowance.

  1. Top payments
  2. Financial Information Service

How to contact the Financial Information Service

We have Financial Information Service (FIS) Officers to help you.

  1. Student Start-up Loan
  2. How to manage your loan

Paying back the Student Start-up Loan

You pay back the Student Start-up Loan through the Australian Taxation Office (ATO) when your income is more than the minimum repayment threshold.

Liquid assets waiting period

The liquid assets waiting period is between one and 13 weeks.

  1. Report your income
  2. Employment income reporting

What to report when you report income to Centrelink

We need to know the gross employment income you and your partner get so we can pay you the right amount.

  1. How to keep your payment
  2. Employment income reporting

When we pre-fill your information

There are some things you need to know about income, Single Touch Payroll (STP) and other details we pre-fill for you.

  1. Help for myGov, online accounts and mobile apps
  2. Centrelink online account help guides

Centrelink online account help - Manage where your payments are sent

Instructions on how to change where we pay you using your Centrelink online account.

  1. Financial Information Service
  2. What FIS information you can watch online

FIS aged care information online

We have information online to help you understand aged care requirements.

Approved courses and institutions for ABSTUDY

You must study an approved course with an approved institution to get ABSTUDY.

Approved courses and education providers

You must study an approved course at an approved education provider to get Youth Allowance, Austudy, or Pensioner Education Supplement.

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Page last updated: 17 November 2025.
QC 60179