Most useful information for retirement years

The pages voted most useful by other website visitors.

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  1. Commonwealth Seniors Health Card
  2. How to manage your card

Travel outside Australia rules for a Commonwealth Seniors Health Card

There are rules about how long your Commonwealth Seniors Health Card remains current when you travel outside Australia.

  1. Pension Bonus Scheme
  2. How much you can get

Things that affect your payment

There are a number of things that can affect your payment.

  1. Retirement years
  2. Thinking about retirement

Payments you may get in your retirement years

We have payments and services that may support you when you retire.

  1. Retirement years
  2. Thinking about retirement

Retiring overseas

Retirement planning information if you’re thinking of retiring in a country other than Australia.

  1. Retirement years
  2. Most useful information

International bank account form (AUS178)

Use this form to tell us your bank account details if you can get your Centrelink payment outside Australia.

  1. Top payments
  2. Utilities Allowance

Who can get Utilities Allowance

You get this allowance if you get certain payments from us. You don’t need to apply for it.

  1. Top payments
  2. Work Bonus

How a Work Bonus works

The Work Bonus reduces the amount of your eligible income that is calculated in the income test. This helps us work out your rate of payment.

  1. Top payments
  2. Home Equity Access Scheme

What to do before you apply under the Home Equity Access Scheme

There are things you need to think about before applying for the Home Equity Access Scheme.

  1. Top payments
  2. Utilities Allowance

How much Utilities Allowance you can get

We’ll pay the allowance with your regular payment. We pay you on or after 20 March, 20 June, 20 September and 20 December each year.

  1. Commonwealth Seniors Health Card
  2. Who can get it

Non-income tested Commonwealth Seniors Health Card

We may have cancelled your pension on 1 January 2017 because of changes to the pension assets test.

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Page last updated: 17 November 2025.
QC 60146