Most useful information for retirement years

The pages voted most useful by other website visitors.

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  1. Work Bonus
  2. How it works

Types of income we apply the Work Bonus to

We apply the Work Bonus to employment and self-employment income. You need to tell us how much you earn so we can apply the Work Bonus and income test.

  1. How much you can get
  2. Choosing your loan payments

Maximum rate of pension for a loan under the Home Equity Access Scheme

The maximum pension rate we use for a Home Equity Access Scheme loan includes any supplements you get.

  1. Retirement years
  2. Thinking about retirement

Payments you may get in your retirement years

We have payments and services that may support you when you retire.

  1. Retirement years
  2. Most useful information

Authorising a person or organisation to enquire or act on your behalf (outside Australia) form (AUS221)

Use this form if you want to nominate a person or organisation outside Australia to act on your behalf with Centrelink.

  1. Commonwealth Seniors Health Card
  2. Who can get it

Benefits of a Commonwealth Seniors Health Card

You can get cheaper medical costs with a Commonwealth Seniors Health Card (CSHC).

  1. Top payments
  2. Home Equity Access Scheme

How to apply under the Home Equity Access Scheme

Complete the following steps to apply under the Home Equity Access Scheme. Before you start, check if you're eligible.

  1. Home Equity Access Scheme
  2. Who can get it

Qualifying pensions for the Home Equity Access Scheme

You must be eligible for a qualifying pension to access the Home Equity Access Scheme.

  1. Home Equity Access Scheme
  2. Who can get it

Terms and conditions of the Home Equity Access Scheme

You’ll need to accept terms and conditions to take part in the Home Equity Access Scheme.

  1. Home Equity Access Scheme
  2. How to apply

Supporting documents for the Home Equity Access Scheme

When applying for the Home Equity Access Scheme loan, you’ll need to give us some supporting documents. If you don’t, we can’t assess your application.

  1. How much you can get
  2. Maximum loan amount

Age component for loans under the Home Equity Access Scheme

Your age will help decide how much you can get under the Home Equity Access Scheme.

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Page last updated: 17 November 2025.
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