Most useful information for retirement years

The pages voted most useful by other website visitors.

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  1. How much you can get
  2. Maximum loan amount

Age component for loans under the Home Equity Access Scheme

Your age will help decide how much you can get under the Home Equity Access Scheme.

  1. Top payments
  2. Home Equity Access Scheme

How to manage your loan under the Home Equity Access Scheme

Your options and obligations for the Home Equity Access Scheme.

  1. Retirement years
  2. Most useful information

Home Equity Access Scheme variation form (SA497)

Use this form to make changes to your or your partner’s Home Equity Access Scheme if you’re not registered for online services.

  1. How to manage your payment
  2. Travel outside Australia

When and how to tell us about overseas travel if you get Age Pension

When you get Age Pension, you may need to tell us if you’re leaving Australia.

  1. Retirement years
  2. During retirement

Loans and concession cards when you retire

There are other concessions and financial help you can get during your retirement.

  1. Maximum loan amount
  2. Security for the loan

What circumstances affect property value

Some circumstances may affect the value of the property you use as security for your Home Equity Access Scheme loan.

  1. Commonwealth Seniors Health Card
  2. How to manage your card

Renewing or replacing a Commonwealth Seniors Health Card

If you're eligible for a Commonwealth Seniors Health Card, we renew your card before it expires. We can also replace a lost or stolen card.

  1. Home Equity Access Scheme
  2. How to apply

Supporting documents for the Home Equity Access Scheme

When applying for the Home Equity Access Scheme loan, you’ll need to give us some supporting documents. If you don’t, we can’t assess your application.

  1. Top payments
  2. Financial Information Service

Financial Information Service live webinars

We have free webinars to help you understand your finances.

  1. Pension Supplement
  2. How to manage your payment

Travel outside Australia rules for Pension Supplement

The travel rules of your main payment affect if you get Pension Supplement when you travel outside Australia.

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Page last updated: 17 November 2025.
QC 60146