- Home Equity Access Scheme
- How to apply
Supporting documents for the Home Equity Access Scheme
When applying for the Home Equity Access Scheme loan, you’ll need to give us some supporting documents. If you don’t, we can’t assess your application.
- Top payments
- Work Bonus
How a Work Bonus works
The Work Bonus reduces the amount of your eligible income that is calculated in the income test. This helps us work out your rate of payment.
- Age Pension
- How to claim
Other forms you may need to complete - Age Pension
When you make your claim for Age Pension, we may ask you to give us more information.
- How to manage your payment
- Travel outside Australia
When and how to tell us about overseas travel if you get Age Pension
When you get Age Pension, you may need to tell us if you’re leaving Australia.
- Home Equity Access Scheme
- How much you can get
Interest rate for loans under the Home Equity Access Scheme
We charge an annual interest rate of 3.95% that compounds each fortnight on the Home Equity Access Scheme loan balance.
- Retirement years
- Most useful information
Home Equity Access Scheme partnered application form (SA310)
Use this form if you have a partner and are applying for loan payments under the Home Equity Access Scheme.
- Top payments
- Home Equity Access Scheme
How much you can get under the Home Equity Access Scheme
The loan payments you get under the Home Equity Access Scheme depend on if you get a pension or not.
- What FIS information you can watch online
- Income and assets
FIS selling the family home video
Watch this video to learn more about how selling the family home can affect your payment.
- How much you can get
- Maximum loan amount
Age component for loans under the Home Equity Access Scheme
Your age will help decide how much you can get under the Home Equity Access Scheme.
- Home Equity Access Scheme
- Who can get it
Terms and conditions of the Home Equity Access Scheme
You’ll need to accept terms and conditions to take part in the Home Equity Access Scheme.