Most useful information for retirement years

The pages voted most useful by other website visitors.

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  1. How to manage your card
  2. Travel outside Australia

When and how to tell us about your travel payments while outside Australia

When you hold a Commonwealth Seniors Health Card, you may need to tell us if you’re leaving Australia.

  1. Retirement years
  2. Thinking about retirement

Financial services when thinking about retirement

When you're thinking about retirement, we have financial services and payment options that may help you.

  1. Retirement years
  2. During retirement

Loans and concession cards when you retire

There are other concessions and financial help you can get during your retirement.

  1. Home Equity Access Scheme
  2. How to apply

Supporting documents for the Home Equity Access Scheme

When applying for the Home Equity Access Scheme loan, you’ll need to give us some supporting documents. If you don’t, we can’t assess your application.

  1. Commonwealth Seniors Health Card
  2. How to manage your card

Travel outside Australia rules for a Commonwealth Seniors Health Card

There are rules about how long your Commonwealth Seniors Health Card remains current when you travel outside Australia.

  1. Top payments
  2. Home Equity Access Scheme

How to manage your loan under the Home Equity Access Scheme

Your options and obligations for the Home Equity Access Scheme.

  1. Financial Information Service
  2. What FIS information you can watch online

FIS aged care information online

We have information online to help you understand aged care requirements.

Payment schedule and rates for people outside Australia

We will pay your pension differently if you live outside Australia on a permanent or long-term basis.

  1. Age Pension
  2. How to prepare to claim

Decide how to claim Age Pension

There are a few options for claiming Age Pension. Before you start you should decide how you want to claim.

  1. Commonwealth Seniors Health Card
  2. Who can get it

Residence rules for a Commonwealth Seniors Health Card

To be eligible for the Commonwealth Seniors Health Card you must meet the residence rules.

Search results summary and pagination

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Page last updated: 17 November 2025.
QC 60146