Most useful information for retirement years

1. Home Equity Access Scheme
2. How much you can get

Maximum loan amount under the Home Equity Access Scheme

The maximum loan amount (MLA) is the most you can borrow through the Home Equity Access Scheme. We can’t pay you any more once your loan balance reaches your MLA.

1. Retirement years
2. Most useful information

Home Equity Access Scheme variation form (SA497)

Use this form to make changes to your or your partner’s Home Equity Access Scheme if you’re not registered for online services.

1. Top payments
2. Home Equity Access Scheme

What to do before you apply under the Home Equity Access Scheme

There are things you need to think about before applying for the Home Equity Access Scheme.

1. Financial Information Service
2. What it is

Financial Information Service Officers

Our Financial Information Service Officers can help you plan for your future financial needs.

1. How to manage your card
2. Travel outside Australia

When and how to tell us about your travel payments while outside Australia

When you hold a Commonwealth Seniors Health Card, you may need to tell us if you’re leaving Australia.

Lump sums while on income support

A lump sum is a one-off amount of money. They can count in your income test and may affect your payment from us.

1. How much you can get
2. Maximum loan amount

Security for Home Equity Access Scheme loans

Your security for the Home Equity Access Scheme loan is the equity you have in Australian real estate.

1. Financial Information Service
2. What FIS information you can watch online

FIS aged care information online

We have information online to help you understand aged care requirements.

1. Commonwealth Seniors Health Card
2. How to manage your card

Travel outside Australia rules for a Commonwealth Seniors Health Card

There are rules about how long your Commonwealth Seniors Health Card remains current when you travel outside Australia.

Proof of Life compliance reviews if you’re older than 80 and live overseas

If you’re older than 80 and live outside Australia you may need to complete a Proof of Life Certificate form.