Most useful information for retirement years

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  1. Commonwealth Seniors Health Card
  2. Who can get it

Residence rules for a Commonwealth Seniors Health Card

To be eligible for the Commonwealth Seniors Health Card you must meet the residence rules.

  1. Commonwealth Seniors Health Card
  2. How to manage your card

Renewing or replacing a Commonwealth Seniors Health Card

If you're eligible for a Commonwealth Seniors Health Card, we renew your card before it expires. We can also replace a lost or stolen card.

  1. Commonwealth Seniors Health Card
  2. How to manage your card

Change of circumstances when you hold a Commonwealth Seniors Health Card

We need to know about changes that could stop you from having a Commonwealth Seniors Health Card.

  1. What FIS information you can watch online
  2. Income and assets

FIS gifting video

Watch this video to learn more about gifting.

  1. Age Pension
  2. How to prepare to claim

Decide how to claim Age Pension

There are a few options for claiming Age Pension. Before you start you should decide how you want to claim.

  1. Top payments
  2. Home Equity Access Scheme

What to do before you apply under the Home Equity Access Scheme

There are things you need to think about before applying for the Home Equity Access Scheme.

  1. How to manage your payment
  2. Reviews

Proof of Life compliance reviews if you’re older than 80 and live overseas

If you’re older than 80 and live outside Australia you may need to complete a Proof of Life Certificate form.

  1. Age Pension
  2. How to manage your payment

Travel outside Australia rules for Age Pension

There are rules about when you can get Age Pension when you travel outside Australia.

  1. How to manage your payment
  2. Travel outside Australia

When and how to tell us about overseas travel if you get Age Pension

When you get Age Pension, you may need to tell us if you’re leaving Australia.

  1. Home Equity Access Scheme
  2. How to manage your loan

Repay your loan under the Home Equity Access Scheme

You can repay the loan you get under the Home Equity Access Scheme in part or full at any time.

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Page last updated: 17 November 2025.
QC 60146