Most useful information for retirement years

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  1. How much you can get
  2. Choosing your loan payments

Maximum rate of pension for a loan under the Home Equity Access Scheme

The maximum pension rate we use for a Home Equity Access Scheme loan includes any supplements you get.

  1. What FIS information you can watch online
  2. Lump sums

FIS inheritance video

Watch this video to learn about how FIS can help you if you get an inheritance.

  1. Age Pension
  2. How to claim

Other forms you may need to complete - Age Pension

When you make your claim for Age Pension, we may ask you to give us more information.

  1. Pension Supplement
  2. How to manage your payment

Cancelled Pension Supplement

If we cancel your support payment, your Pension Supplement will stop from the same date.

  1. Home Equity Access Scheme
  2. How much you can get

Home Equity Access Scheme advance payments

You can choose to get your loan under the Home Equity Access Scheme as a lump sum advance payment.

  1. Top payments
  2. Home Equity Access Scheme

How much you can get under the Home Equity Access Scheme

The loan payments you get under the Home Equity Access Scheme depend on if you get a pension or not.

  1. How much you can get
  2. Maximum loan amount

Age component for loans under the Home Equity Access Scheme

Your age will help decide how much you can get under the Home Equity Access Scheme.

  1. Top payments
  2. Financial Information Service

What the Financial Information Service is

The Financial Information Service helps you make informed decisions about your finances.

  1. Home Equity Access Scheme
  2. How to apply

Supporting documents for the Home Equity Access Scheme

When applying for the Home Equity Access Scheme loan, you’ll need to give us some supporting documents. If you don’t, we can’t assess your application.

  1. Home Equity Access Scheme
  2. How much you can get

Interest rate for loans under the Home Equity Access Scheme

We charge an annual interest rate of 3.95% that compounds each fortnight on the Home Equity Access Scheme loan balance.

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Page last updated: 17 November 2025.
QC 60146