- Home Equity Access Scheme
- Who can get it
Qualifying pensions for the Home Equity Access Scheme
You must be eligible for a qualifying pension to access the Home Equity Access Scheme.
- Help for myGov, online accounts and mobile apps
- Centrelink online account help guides
Centrelink online account help - Transfer to Age Pension online
Instructions on how to apply to transfer to Age Pension using your Centrelink online account.
- Retirement years
- Most useful information
Authorising a person or organisation to enquire or act on your behalf (outside Australia) form (AUS221)
Use this form if you want to nominate a person or organisation outside Australia to act on your behalf with Centrelink.
- Ageing
- Retirement years
Starting your retirement
We can help you apply for payments and services that can support you during retirement.
- Top payments
- Home Equity Access Scheme
How to apply under the Home Equity Access Scheme
Complete the following steps to apply under the Home Equity Access Scheme. Before you start, check if you're eligible.
- Income test
- Income
Lump sums while on income support
A lump sum is a one-off amount of money. They can count in your income test and may affect your payment from us.
- Top payments
- Home Equity Access Scheme
Who can get a loan under the Home Equity Access Scheme
You must meet certain requirements to be eligible for a Home Equity Access Scheme loan.
- Home Equity Access Scheme
- How to apply
Supporting documents for the Home Equity Access Scheme
When applying for the Home Equity Access Scheme loan, you’ll need to give us some supporting documents. If you don’t, we can’t assess your application.
Payment schedule and rates for people outside Australia
We’ll pay your pension differently if you live outside Australia on a permanent or long term basis.
- Commonwealth Seniors Health Card
- Who can get it
Residence rules for a Commonwealth Seniors Health Card
To be eligible for the Commonwealth Seniors Health Card you must meet the residence rules.