Most useful information for retirement years

1. Top payments
2. Home Equity Access Scheme

What to do before you apply under the Home Equity Access Scheme

There are things you need to think about before applying for the Home Equity Access Scheme.

1. Pension Bonus Scheme
2. How much you can get

Things that affect your payment

There are a number of things that can affect your payment.

1. Retirement years
2. Most useful information

Home Equity Access Scheme variation form (SA497)

Use this form to make changes to your or your partner’s Home Equity Access Scheme if you’re not registered for online services.

1. Retirement years
2. Thinking about retirement

Retiring overseas

Retirement planning information if you’re thinking of retiring in a country other than Australia.

1. Help for myGov, online accounts and mobile apps
2. Centrelink online account help guides

Centrelink online account help - Transfer to Age Pension online

Instructions on how to apply to transfer to Age Pension using your Centrelink online account.

1. Top payments
2. Utilities Allowance

Who can get Utilities Allowance

You get this allowance if you get certain payments from us. You don’t need to apply for it.

1. How much you can get
2. Maximum loan amount

Security for Home Equity Access Scheme loans

Your security for the Home Equity Access Scheme loan is the equity you have in Australian real estate.

1. Age Pension
2. Who can get it

Residence rules for Age Pension

To be eligible for Age Pension you must meet the residence rules.

1. Top payments
2. Utilities Allowance

How much Utilities Allowance you can get

We’ll pay the allowance with your regular payment. We pay you on or after 20 March, 20 June, 20 September and 20 December each year.

1. Top payments
2. Work Bonus

Who can get the Work Bonus

You must meet eligibility requirements to get the Work Bonus.