Most useful information for retirement years

The pages voted most useful by other website visitors.

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  1. Top payments
  2. Utilities Allowance

How much Utilities Allowance you can get

We’ll pay the allowance with your regular payment. We pay you on or after 20 March, 20 June, 20 September and 20 December each year.

  1. Home Equity Access Scheme
  2. Who can get it

Qualifying pensions for the Home Equity Access Scheme

You must be eligible for a qualifying pension to access the Home Equity Access Scheme.

  1. Maximum loan amount
  2. Security for the loan

When you have to pay costs for security for a loan under the Home Equity Access Scheme

You’ll be responsible for some of the costs involved with managing your Home Equity Access Scheme loan.

  1. Top payments
  2. Work Bonus

How a Work Bonus works

The Work Bonus reduces the amount of your eligible income that is calculated in the income test. This helps us work out your rate of payment.

  1. Commonwealth Seniors Health Card
  2. How to manage your card

Renewing or replacing a Commonwealth Seniors Health Card

If you're eligible for a Commonwealth Seniors Health Card, we renew your card before it expires. We can also replace a lost or stolen card.

  1. Age Pension
  2. How to manage your payment

Social security agreements with other countries can affect your Age Pension

If you lived in another country and are able to get a pension from them, you need to tell us.

Payment schedule and rates for people outside Australia

We’ll pay your pension differently if you live outside Australia on a permanent or long term basis.

  1. Retirement years
  2. Most useful information

Request for ophthalmologist/optometrist report form (SA013)

Use this form if you are claiming Age Pension or Disability Support Pension on the basis of permanent blindness.

  1. Retirement years
  2. Starting your retirement

Preparing to claim a payment from us when retiring

Find out what you need to have in order before you apply for a payment after you retire.

  1. How much you can get
  2. Maximum loan amount

Age component for loans under the Home Equity Access Scheme

Your age will help decide how much you can get under the Home Equity Access Scheme.

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Page last updated: 17 November 2025.
QC 60146