Most useful information for retirement years

1. Top payments
2. Home Equity Access Scheme

How much you can get under the Home Equity Access Scheme

The loan payments you get under the Home Equity Access Scheme depend on if you get a pension or not.

1. Top payments
2. Work Bonus

How a Work Bonus works

The Work Bonus reduces the amount of your eligible income that is calculated in the income test. This helps us work out your rate of payment.

1. Retirement years
2. Most useful information

International bank account form (AUS178)

Use this form to tell us your bank account details if you can get your Centrelink payment outside Australia.

1. Commonwealth Seniors Health Card
2. How to manage your card

Travel outside Australia rules for a Commonwealth Seniors Health Card

There are rules about how long your Commonwealth Seniors Health Card remains current when you travel outside Australia.

1. Work Bonus
2. How it works

Work Bonus if you don’t work

If you don’t work you still accrue a bonus.

1. Top payments
2. Home Equity Access Scheme

What to do before you apply under the Home Equity Access Scheme

There are things you need to think about before applying for the Home Equity Access Scheme.

1. How to manage your payment
2. Travel outside Australia

When you leave Australia if you get Age Pension

Your Age Pension may change when you leave Australia depending on your situation.

1. Top payments
2. Utilities Allowance

Who can get Utilities Allowance

You get this allowance if you get certain payments from us. You don’t need to apply for it.

1. Top payments
2. Home Equity Access Scheme

Who can get a loan under the Home Equity Access Scheme

You must meet certain requirements to be eligible for a Home Equity Access Scheme loan.

1. Retirement years
2. Thinking about retirement

Financial services when thinking about retirement

When you're thinking about retirement, we have financial services and payment options that may help you.