Most useful information for retirement years

The pages voted most useful by other website visitors.

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  1. Retirement years
  2. Starting your retirement

Claiming a payment when you start retirement

You can apply for a payment before and after you’ve reached Age Pension age.

  1. What FIS information you can watch online
  2. Lump sums

FIS inheritance video

Watch this video to learn about how FIS can help you if you get an inheritance.

  1. Retirement years
  2. Thinking about retirement

Financial services when thinking about retirement

When you're thinking about retirement, we have financial services and payment options that may help you.

  1. Maximum loan amount
  2. Security for the loan

What circumstances affect property value

Some circumstances may affect the value of the property you use as security for your Home Equity Access Scheme loan.

  1. Home Equity Access Scheme
  2. Who can get it

Qualifying pensions for the Home Equity Access Scheme

You must be eligible for a qualifying pension to access the Home Equity Access Scheme.

  1. Top payments
  2. Commonwealth Seniors Health Card

How to manage your Commonwealth Seniors Health Card

There are some things you need to do when you have a Commonwealth Seniors Health Card.

Payment schedule and rates for people outside Australia

We will pay your pension differently if you live outside Australia on a permanent or long-term basis.

  1. How to manage your payment
  2. Travel outside Australia

When and how to tell us about overseas travel if you get Age Pension

When you get Age Pension, you may need to tell us if you’re leaving Australia.

  1. Age Pension
  2. Who can get it

Residence rules for Age Pension

To be eligible for Age Pension you must meet the residence rules.

  1. Top payments
  2. Home Equity Access Scheme

How to apply under the Home Equity Access Scheme

Complete the following steps to apply under the Home Equity Access Scheme. Before you start, check if you're eligible.

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Page last updated: 17 November 2025.
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