Most useful information for retirement years

The pages voted most useful by other website visitors.

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  1. Top payments
  2. Work Bonus

How a Work Bonus works

The Work Bonus reduces the amount of your eligible income that is calculated in the income test. This helps us work out your rate of payment.

  1. Work Bonus
  2. How it works

Work Bonus balance

We use your Work Bonus balance to offset your eligible income so you keep more of your pension if you’re working.

  1. Top payments
  2. Pension Bonus Top Up

How much Pension Bonus top up you can get

How much Pension Bonus top up you can get depends on how much Age Pension we paid you.

  1. Help for myGov, online accounts and mobile apps
  2. Centrelink online account help guides

Centrelink online account help - Transfer to Age Pension online

Instructions on how to apply to transfer to Age Pension using your Centrelink online account.

  1. What FIS information you can watch online
  2. Lump sums

FIS inheritance video

Watch this video to learn about how FIS can help you if you get an inheritance.

  1. Commonwealth Seniors Health Card
  2. Who can get it

Benefits of a Commonwealth Seniors Health Card

You can get cheaper medical costs with a Commonwealth Seniors Health Card (CSHC).

  1. Home Equity Access Scheme
  2. How to apply

Supporting documents for the Home Equity Access Scheme

When applying for the Home Equity Access Scheme loan, you’ll need to give us some supporting documents. If you don’t, we can’t assess your application.

  1. What FIS information you can watch online
  2. Income and assets

FIS selling the family home video

Watch this video to learn more about how selling the family home can affect your payment.

  1. How much you can get
  2. Choosing your loan payments

Maximum rate of pension for a loan under the Home Equity Access Scheme

The maximum pension rate we use for a Home Equity Access Scheme loan includes any supplements you get.

  1. Age Pension
  2. How to claim

Other forms you may need to complete - Age Pension

When you make your claim for Age Pension, we may ask you to give us more information.

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Page last updated: 17 November 2025.
QC 60146