Lump sums while on income support
A lump sum is a one-off amount of money. They can count in your income test and may affect your payment from us.
- Retirement years
- Most useful information
Home Equity Access Scheme review form (SA498)
Use this form to complete a review under the Home Equity Access Scheme.
- How much you can get
- Maximum loan amount
Security for Home Equity Access Scheme loans
Your security for the Home Equity Access Scheme loan is the equity you have in Australian real estate.
- How much you can get
- Maximum loan amount
Age component for loans under the Home Equity Access Scheme
Your age will help decide how much you can get under the Home Equity Access Scheme.
- Home Equity Access Scheme
- Who can get it
Terms and conditions of the Home Equity Access Scheme
You’ll need to accept terms and conditions to take part in the Home Equity Access Scheme.
- Commonwealth Seniors Health Card
- Who can get it
Residence rules for a Commonwealth Seniors Health Card
To be eligible for the Commonwealth Seniors Health Card you must meet the residence rules.
- Home Equity Access Scheme
- How to apply
Supporting documents for the Home Equity Access Scheme
When applying for the Home Equity Access Scheme loan, you’ll need to give us some supporting documents. If you don’t, we can’t assess your application.
- Home Equity Access Scheme
- How much you can get
Interest rate for loans under the Home Equity Access Scheme
We charge an annual interest rate of 3.95% that compounds each fortnight on the Home Equity Access Scheme loan balance.
Payment schedule and rates for people outside Australia
We’ll pay your pension differently if you live outside Australia on a permanent or long term basis.
- Top payments
- Home Equity Access Scheme
What to do before you apply under the Home Equity Access Scheme
There are things you need to think about before applying for the Home Equity Access Scheme.