Most useful information for retirement years

The pages voted most useful by other website visitors.

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  1. Top payments
  2. Utilities Allowance

How much Utilities Allowance you can get

We’ll pay the allowance with your regular payment. We pay you on or after 20 March, 20 June, 20 September and 20 December each year.

  1. Retirement years
  2. Most useful information

Home Equity Access Scheme variation form (SA497)

Use this form to make changes to your or your partner’s Home Equity Access Scheme if you’re not registered for online services.

  1. Home Equity Access Scheme
  2. How much you can get

Interest rate for loans under the Home Equity Access Scheme

We charge an annual interest rate of 3.95% that compounds each fortnight on the Home Equity Access Scheme loan balance.

  1. Commonwealth Seniors Health Card
  2. How to manage your card

Change of circumstances when you hold a Commonwealth Seniors Health Card

We need to know about changes that could stop you from having a Commonwealth Seniors Health Card.

  1. Age Pension
  2. How to claim

Other forms you may need to complete - Age Pension

When you make your claim for Age Pension, we may ask you to give us more information.

  1. Work Bonus
  2. How it works

Work Bonus balance

We use your Work Bonus balance to offset your eligible income so you keep more of your pension if you’re working.

  1. Retirement years
  2. Starting your retirement

Claiming a payment when you start retirement

You can apply for a payment before and after you’ve reached Age Pension age.

  1. How to manage your payment
  2. Travel outside Australia

When and how to tell us about overseas travel if you get Age Pension

When you get Age Pension, you may need to tell us if you’re leaving Australia.

  1. Top payments
  2. Home Equity Access Scheme

How much you can get under the Home Equity Access Scheme

The loan payments you get under the Home Equity Access Scheme depend on if you get a pension or not.

  1. Home Equity Access Scheme
  2. How much you can get

Choosing your loan payments under the Home Equity Access Scheme

You can choose the amount of the loan you get under the Home Equity Access Scheme.

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Page last updated: 17 November 2025.
QC 60146