- Retirement years
- Starting your retirement
Claiming a payment when you start retirement
You can apply for a payment before and after you’ve reached Age Pension age.
- Age Pension
- How to manage your payment
Reviews for Age Pension
We may ask you to do reviews to check if you can keep Age Pension.
- Retirement years
- Most useful information
Home Equity Access Scheme partnered application form (SA310)
Use this form if you have a partner and are applying for loan payments under the Home Equity Access Scheme.
- Top payments
- Home Equity Access Scheme
How to apply under the Home Equity Access Scheme
Complete the following steps to apply under the Home Equity Access Scheme. Before you start, check if you're eligible.
- Commonwealth Seniors Health Card
- Who can get it
Non-income tested Commonwealth Seniors Health Card
We may have cancelled your pension on 1 January 2017 because of changes to the pension assets test.
- Top payments
- Home Equity Access Scheme
What to do before you apply under the Home Equity Access Scheme
There are things you need to think about before applying for the Home Equity Access Scheme.
- Top payments
- Financial Information Service
Financial Information Service live webinars
We have free webinars to help you understand your finances.
- How to manage your payment
- Change of circumstances
Your Age Pension after your partner dies
When your partner dies, we need to reassess your income and assets. To stay eligible for Age Pension you need to meet the thresholds as a single person.
- Home Equity Access Scheme
- How to apply
Supporting documents for the Home Equity Access Scheme
When applying for the Home Equity Access Scheme loan, you’ll need to give us some supporting documents. If you don’t, we can’t assess your application.
- Home Equity Access Scheme
- How much you can get
Interest rate for loans under the Home Equity Access Scheme
We charge an annual interest rate of 3.95% that compounds each fortnight on the Home Equity Access Scheme loan balance.