Most useful information for retirement years

1. Help for myGov, online accounts and mobile apps
2. Centrelink online account help guides

Centrelink online account help - Transfer to Age Pension online

Instructions on how to apply to transfer to Age Pension using your Centrelink online account.

1. How to manage your payment
2. Travel outside Australia

When and how to tell us about overseas travel if you get Age Pension

When you get Age Pension, you may need to tell us if you’re leaving Australia.

1. Top payments
2. Utilities Allowance

How much Utilities Allowance you can get

We’ll pay the allowance with your regular payment. We pay you on or after 20 March, 20 June, 20 September and 20 December each year.

1. Commonwealth Seniors Health Card
2. How to manage your card

Change of circumstances when you hold a Commonwealth Seniors Health Card

We need to know about changes that could stop you from having a Commonwealth Seniors Health Card.

1. Home Equity Access Scheme
2. How much you can get

Interest rate for loans under the Home Equity Access Scheme

We charge an annual interest rate of 3.95% that compounds each fortnight on the Home Equity Access Scheme loan balance.

1. Home Equity Access Scheme
2. How much you can get

Home Equity Access Scheme advance payments

You can choose to get your loan under the Home Equity Access Scheme as a lump sum advance payment.

1. Home Equity Access Scheme
2. How much you can get

Choosing your loan payments under the Home Equity Access Scheme

You can choose the amount of the loan you get under the Home Equity Access Scheme.

1. Work Bonus
2. How it works

Work Bonus balance

We use your Work Bonus balance to offset your eligible income so you keep more of your pension if you’re working.

1. Top payments
2. Financial Information Service

What the Financial Information Service is

The Financial Information Service helps you make informed decisions about your finances.

1. Age Pension
2. How to manage your payment

Working while you’re getting Age Pension

If your income goes over the cut off point, we'll pay you $0 for that fortnight. In some situations, we can suspend your Age Pension.