- Top payments
- Home Equity Access Scheme
What to do before you apply under the Home Equity Access Scheme
There are things you need to think about before applying for the Home Equity Access Scheme.
- Retirement years
- Most useful information
Home Equity Access Scheme single application form (SA496)
Use this form if you’re single and are applying for loan payments under the Home Equity Access Scheme.
- Work Bonus
- How it works
Work Bonus balance
We use your Work Bonus balance to offset your eligible income so you keep more of your pension if you’re working.
- Top payments
- Utilities Allowance
How much Utilities Allowance you can get
We’ll pay the allowance with your regular payment. We pay you on or after 20 March, 20 June, 20 September and 20 December each year.
- Age Pension
- How much you can get
Income and assets from outside Australia can affect your Age Pension
If you or your partner get income from, or have assets outside Australia, this could affect your Age Pension.
- Retirement years
- Most useful information
Information you need to know about your claim for Age Pension and Pension Bonus form (CI006)
Information about your claim for Age Pension and Pension Bonus.
- Home Equity Access Scheme
- How much you can get
Interest rate for loans under the Home Equity Access Scheme
We charge an annual interest rate of 3.95% that compounds each fortnight on the Home Equity Access Scheme loan balance.
- How to manage your payment
- Change of circumstances
Your Age Pension after your partner dies
When your partner dies, we need to reassess your income and assets. To stay eligible for Age Pension you need to meet the thresholds as a single person.
- Commonwealth Seniors Health Card
- Who can get it
Benefits of a Commonwealth Seniors Health Card
You can get cheaper medical costs with a Commonwealth Seniors Health Card (CSHC).
- Commonwealth Seniors Health Card
- How to manage your card
Renewing or replacing a Commonwealth Seniors Health Card
If you're eligible for a Commonwealth Seniors Health Card, we renew your card before it expires. We can also replace a lost or stolen card.