Most useful information for retirement years

1. Commonwealth Seniors Health Card
2. How to manage your card

Travel outside Australia rules for a Commonwealth Seniors Health Card

There are rules about how long your Commonwealth Seniors Health Card remains current when you travel outside Australia.

1. How to manage your card
2. Travel outside Australia

When and how to tell us about your travel payments while outside Australia

When you hold a Commonwealth Seniors Health Card, you may need to tell us if you’re leaving Australia.

1. Top payments
2. Home Equity Access Scheme

How to manage your loan under the Home Equity Access Scheme

Your options and obligations for the Home Equity Access Scheme.

1. Home Equity Access Scheme
2. How to apply

Supporting documents for the Home Equity Access Scheme

When applying for the Home Equity Access Scheme loan, you’ll need to give us some supporting documents. If you don’t, we can’t assess your application.

1. Top payments
2. Home Equity Access Scheme

What to do before you apply under the Home Equity Access Scheme

There are things you need to think about before applying for the Home Equity Access Scheme.

1. Retirement years
2. During retirement

Loans and concession cards when you retire

There are other concessions and financial help you can get during your retirement.

1. Financial Information Service
2. What FIS information you can watch online

FIS aged care information online

We have information online to help you understand aged care requirements.

1. Home Equity Access Scheme
2. How much you can get

Maximum loan amount under the Home Equity Access Scheme

The maximum loan amount (MLA) is the most you can borrow through the Home Equity Access Scheme. We can’t pay you any more once your loan balance reaches your MLA.

1. Home Equity Access Scheme
2. Who can get it

Qualifying pensions for the Home Equity Access Scheme

You must be eligible for a qualifying pension to access the Home Equity Access Scheme.

Payment schedule and rates for people outside Australia

We will pay your pension differently if you live outside Australia on a permanent or long-term basis.