Most useful information for caring for elderly

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Asset types

Assets are property or items you or your partner own in full or part, or have an interest in. They can affect your payment.

  1. Employment income reporting
  2. What to report

Income from self employment

If you’re self employed you need to tell us about your business income. This is so we can pay you the right amount. You also need to tell us if this changes.

Granny flat interest

A granny flat interest is an agreement for accommodation for life. It can affect your eligibility or rate of payment and we may include it in your assets test.

Transitional rate of pension

The transitional rate started in 2009. It's for pensioners who would get a lower pension rate if we used the new income test.

Income

Most types of income count in your income test. We use this and your assets test to assess if you can get a payment, and to calculate your rate of payment.

Deeming

Deeming rules are used to work out income from your financial assets. We add this to your other income and apply the income test to determine your payment rate.

  1. Meeting the income test
  2. What adjusted taxable income is

Paying tax on a Centrelink payment

You may have to pay income tax on your taxable Centrelink payments.

  1. Getting aged care services
  2. Most useful information

Private Trust form (MOD PT)

Use this form if in the last 5 years, you or your partner have been involved with or have transferred funds or assets to a private trust that has not been vested.

  1. Continence Aids Payment Scheme
  2. How to manage your payment

Buying continence aids products

We don’t supply or sell continence aids products.

Income streams

These are regular payments made from your superannuation fund or purchased using either superannuation money or savings.

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Page last updated: 17 November 2025.
QC 60152