Most useful information for caring for elderly

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Paying tax on a Centrelink payment

You may have to pay income tax on your taxable Centrelink payments.

Granny flat interest

A granny flat interest is an agreement for accommodation for life. It can affect your eligibility or rate of payment and we may include it in your assets test.

  1. Asset types
  2. Gifting

How gifting can affect your payment

If you or your partner gift money, income or assets, we may assess it in your income and assets tests.

Gifting

If you give away your income or assets, they may still count towards your income and assets tests. This also applies if you sell them for less than they’re worth.

  1. Carer Payment
  2. Who can get it

Rules for the person you care for to get Carer Payment

The person you care for must meet rules for you to get Carer Payment.

Advance payment

You may get part of your income support payment or Family Tax Benefit (Part A) early. This is an advance payment. You pay it back later out of your payments from us.

  1. Top payments
  2. Carer Allowance

Who can get Carer Allowance

To get this payment, both you and the person you care for need to meet some rules.

  1. Non-medical rules
  2. Income and assets tests

Income test for Disability Support Payment

Your income can reduce how much we pay you. We use the pension income test to assess Disability Support Pension (DSP).

Setting up online accounts for Centrelink

To do your business with us, create a myGov account and link it to Centrelink.

Payments while outside Australia

To get your payment or concession card while outside Australia, you must continue to meet the qualification rules at all times.

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Page last updated: 17 November 2025.
QC 60152