About Income Management and BasicsCard

Income Management is where we split your Centrelink payment for you before you get it. Some goes to your Income Management account and the rest goes into your normal bank account.

If you get an advance or lump sum payment, all of it will go to your Income Management account.

Once the money goes into your Income Management account, you can choose how much you can access with a BasicsCard. You can set a balance limit for your card. If you reach your balance, the money will stay in your Income Management account.

You can use a BasicsCard to access the money in your Income Management account. You will have a 4 digit PIN for your card. It’s important you don’t tell anyone your PIN.

Terms and conditions

If you have a BasicsCard for Income Management, you are responsible for using it correctly.

Read the terms and conditions for your BasicsCard for Income Management.

Reviews and appeals of a Centrelink decision

If you don’t understand or agree with a decision we’ve made, you can ask for an explanation or apply for a formal review.

Page last updated: 4 September 2023.
QC 65276