Most useful information for retraining

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Gifting

If you give away your income or assets, they may still count towards your income and assets tests. This also applies if you sell them for less than they’re worth.

  1. Housing
  2. Most useful information

Real estate details form (MOD R)

Use this form to let us know your share of a property's asset value and income.

Superannuation

Superannuation is a long term savings structure to help fund your retirement.

Income

Most types of income count in your income test. We use this and your assets test to assess if you can get a payment, and to calculate your rate of payment.

  1. Help for myGov, online accounts and mobile apps
  2. Centrelink online account help guides

Centrelink online account help - Apply for an advance payment

Instructions to apply for an advance payment using your Centrelink online account.

Deeming

Deeming rules are used to work out income from your financial assets. We add this to your other income and apply the income test to determine your payment rate.

  1. Youth Allowance for job seekers
  2. How much you can get

Personal income test for Youth Allowance for job seekers

We use income tests to see if you’re eligible for a payment and work out how much you’ll get.

New Zealand citizens claiming payments in Australia

If you’re a New Zealand citizen living in Australia you may be eligible to get Centrelink payments or concession cards.

Real estate income

This is lease or rent money you get from a property you own. It counts in your income test.

  1. Growing up
  2. Most useful information

Unreasonable to live at home statement by independent third party form (SY017)

Use this form if you have been nominated by a young person applying for Youth Allowance or ABSTUDY to comment on their family situation.

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Page last updated: 17 November 2025.
QC 60179