Most useful information for retraining

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Lump sums while on income support

A lump sum is a one-off amount of money. They can count in your income test and may affect your payment from us.

Deeming

Deeming rules are used to work out income from your financial assets. We add this to your other income and apply the income test to determine your payment rate.

  1. Asset types
  2. Gifting

How gifting can affect your payment

If you or your partner gift money, income or assets, we may assess it in your income and assets tests.

  1. How much you can get
  2. Income and assets tests

What the personal income test is for Youth Allowance for students and Australian Apprentices

We check your personal income to see if you’re eligible for Youth Allowance and work out how much you’ll get.

  1. Youth Allowance for students and Australian Apprentices
  2. How much you can get

Income and assets tests for Youth Allowance for student and Australian Apprentices

We use income and assets tests to check if you can get Youth Allowance for students and Australian Apprentices and how much you might get.

Approved courses and education providers

You must study an approved course at an approved education provider to get Youth Allowance, Austudy, or Pensioner Education Supplement.

  1. Who can get it
  2. Rent and accommodation types for Rent Assistance

Board and lodging rent type for Rent Assistance

If you pay a homeowner or leaseholder for a room in their property, you may be eligible for Rent Assistance under the board and lodging rent type.

Severe financial hardship provisions

We may reduce or waive your waiting period for a payment if you meet the severe financial hardship provisions.

  1. Relationship changes
  2. Most useful information

Relationship details form (SS284)

Use this form to provide us details of your living arrangements. This is so we can assess whether to pay you as a single person or as a member of a couple.

Payment and Service Finder

An online tool to see what payments and services you may be eligible for.

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Page last updated: 17 November 2025.
QC 60179