Most useful information for having a baby

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  1. Centrepay
  2. How to use it

Set up Centrepay deductions

You can set up your own Centrepay deductions. Once you’ve arranged a Centrepay deduction, we pay the business for you, out of your Centrelink payment.

  1. Child Care Subsidy
  2. How much you can get

Examples to help you understand your Child Care Subsidy

Understand how we work out your Child Care Subsidy rate and hours of subsidised child care.

Superannuation

Superannuation is a long term savings structure to help fund your retirement.

Rural customers and primary producers

Some rural properties and farms have more than one title or larger blocks than residential properties. The asset test rules are different for these properties.

Asset hardship provisions

We may stop, reject or reduce your payment because of the assets test. If this is the case, you may be able to apply under the asset hardship provisions.

Mutual obligation requirements if you’re 55 or older

Find out about your mutual obligation requirements if you’re 55 and over.

Employment income reporting

You must tell us the gross employment income you and your partner get so we can pay you the right amount.

Payment schedule and rates for people outside Australia

We’ll pay your pension differently if you live outside Australia on a permanent or long term basis.

Funeral bonds and prepaid funerals

Funeral costs you pay for in advance normally don’t count in your assets test for payments from us. There are some exceptions.

Deeming

Deeming rules are used to work out income from your financial assets. We add this to your other income and apply the income test to determine your payment rate.

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Page last updated: 17 November 2025.
QC 60116