Most useful information

1. Home Equity Access Scheme
2. How much you can get

Choosing your loan payments under the Home Equity Access Scheme

You can choose the amount of the loan you get under the Home Equity Access Scheme.

1. Top payments
2. Pensioner Concession Card

How to manage your Pensioner Concession Card

Your options and obligations for a Pensioner Concession Card.

1. Pharmaceutical Allowance
2. How to apply

Advance payment of Pharmaceutical Allowance

You may be able to get Pharmaceutical Allowance in advance as a lump sum of 7 fortnightly payments.

Weekly payment option

Some people can get income support payments paid each week instead of each fortnight.

1. Home Equity Access Scheme
2. How to manage your loan

Repay your loan under the Home Equity Access Scheme

You can repay the loan you get under the Home Equity Access Scheme in part or full at any time.

1. Who can get it
2. Income and assets test

Income test for Carer Payment

Your income can reduce how much we pay you. We use the pension income test to assess Carer Payment.

1. Top payments
2. Disability Support Pension

How much you can get - Disability Support Pension

How much Disability Support Pension (DSP) you can get depends on your age and living conditions.

1. International social security agreements
2. Which countries have agreements with us

International social security agreement between Australia and New Zealand

Australia has an agreement with New Zealand to share responsibility for social security coverage.

1. Home Equity Access Scheme
2. How much you can get

Interest rate for loans under the Home Equity Access Scheme

We charge an annual interest rate of 3.95% that compounds each fortnight on the Home Equity Access Scheme loan balance.

1. Top payments
2. Carer Payment

Who can get Carer Payment

To get Carer Payment, both you and the person you provide care for need to be eligible.