Most useful information

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  1. Top payments
  2. Carer Supplement

How much Carer Supplement you can get

Carer Supplement is an annual payment of $600 for each eligible payment you get. You’ll get this on top of your regular payment.

  1. Home Equity Access Scheme
  2. How to apply

Supporting documents for the Home Equity Access Scheme

When applying for the Home Equity Access Scheme loan, you’ll need to give us some supporting documents. If you don’t, we can’t assess your application.

  1. Work Bonus
  2. How it works

Types of income we apply the Work Bonus to

We apply the Work Bonus to employment and self-employment income. You need to tell us how much you earn so we can apply the Work Bonus and income test.

  1. Assets test
  2. Asset types

Granny flat interest

A granny flat interest is an agreement for accommodation for life. It can affect your eligibility or rate of payment and we may include it in your assets test.

  1. Parental Leave Pay
  2. Who can get it

Meeting the income test for Parental Leave Pay

To get Parental Leave Pay, you must meet an income test.

  1. Home Equity Access Scheme
  2. How much you can get

Interest rate for loans under the Home Equity Access Scheme

We charge an annual interest rate of 3.95% that compounds each fortnight on the Home Equity Access Scheme loan balance.

  1. Carer Payment
  2. Who can get it

Rules for the person you care for to get Carer Payment

The person you care for must meet rules for you to get Carer Payment.

  1. Carer Payment
  2. How to keep your payment

Working while you get Carer Payment

You may still get Carer Payment if you work up to 100 hours in a 4 week period. There are rules you need to meet.

  1. Home Equity Access Scheme
  2. How to manage your loan

Repay your loan under the Home Equity Access Scheme

You can repay the loan you get under the Home Equity Access Scheme in part or full at any time.

  1. Prepare to transfer to Age Pension
  2. Transfer to Age Pension

How to transfer to Age Pension online

Complete the following steps to transfer to Age Pension. Before you start, check if you can get it.

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Page last updated: 16 July 2026.
QC 60800