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  1. Maximum loan amount
  2. Security for the loan

What circumstances affect property value

Some circumstances may affect the value of the property you use as security for your Home Equity Access Scheme loan.

  1. Pensioner Concession Card
  2. How to manage your card

Travel outside Australia rules for a Pensioner Concession Card

The travel rules of your main payment affect your Pensioner Concession Card when you travel outside Australia.

  1. Top payments
  2. Pension Supplement

Who can get a Pension Supplement

There are 3 ways to be eligible for a Pension Supplement.

  1. Relationship changes
  2. Making it official

Confirm your relationship status when making a claim

Learn how to confirm your relationship if you or your partner make an online claim.

  1. Maximum loan amount
  2. Security for the loan

What you can use as security for a loan under the Home Equity Access Scheme

You can only use real estate in Australia as security for your Home Equity Access Scheme loan.

  1. How much you can get
  2. Choosing your loan payments

Maximum rate of pension for a loan under the Home Equity Access Scheme

The maximum pension rate we use for a Home Equity Access Scheme loan includes any supplements you get.

  1. Top payments
  2. Home Equity Access Scheme

How to apply under the Home Equity Access Scheme

Complete the following steps to apply under the Home Equity Access Scheme. Before you start, check if you're eligible.

  1. Granny flat interest
  2. How we assess granny flat interests

Examples of granny flat interests

We’ve put together some common examples to help you understand how we assess granny flats. These examples don't cover every situation.

Deduct tax from your payment

You can ask us to deduct tax from most taxable Centrelink payments. This can help reduce how much tax you may have to pay at the end of the tax year.

  1. Carer Payment
  2. Who can get it

Rules for caring for multiple people and get Carer Payment

When you care for multiple people there are different rules for Carer Payment

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Page last updated: 12 December 2024.
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