Most useful information

The pages voted most useful by other website visitors.

  1. Home Equity Access Scheme
  2. Who can get it

Terms and conditions of the Home Equity Access Scheme

You’ll need to accept terms and conditions to take part in the Home Equity Access Scheme.

  1. Caring for someone
  2. Most useful information

Claim for Essential Medical Equipment Payment form (SA440)

Use this form if you are claiming for the Essential Medical Equipment Payment (EMEP).

Gifting

If you give away your income or assets, they may still count towards your income and assets tests. This also applies if you sell them for less than they’re worth.

  1. Maximum loan amount
  2. Security for the loan

What circumstances affect property value

Some circumstances may affect the value of the property you use as security for your Home Equity Access Scheme loan.

  1. Raising kids
  2. Having a baby

When your baby arrives

Use your Parent Pack to help finalise your pre-birth claim, make a new claim and enrol your baby in Medicare.

  1. Top payments
  2. Social work services

How our social work services can help

We can help if you need to turn to someone for support.

  1. Express Plus Centrelink mobile app
  2. How to get help

Turn Express Plus Centrelink mobile app notifications on and off

You can turn notifications for the Express Plus Centrelink mobile app on or off from your device.

  1. Pensioner Concession Card
  2. How to manage your card

Change of circumstances when you hold a Pensioner Concession Card

We need to know about changes that could stop you from having a Pensioner Concession Card.

  1. Work Bonus
  2. How it works

Work Bonus balance

We use your Work Bonus balance to offset your eligible income so you keep more of your pension if you’re working.

  1. Scams and identity theft
  2. Avoid and report scams

Report a Services Australia or myGov scam

You can report scams impersonating Services Australia and myGov, including Centrelink, Medicare or Child Support.

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Page last updated: 16 July 2026.
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