Select your payment or service to find out how this impacts you:
Deeming
Deeming rules are used to work out income from your financial assets. We add this to your other income and apply the income test to determine your payment rate.
Deeming rates are changing
From 20 March 2026 the lower deeming rate will increase to 1.25%, and the upper deeming rate will increase to 3.25%. You don’t need to do anything.